Credit Bureau Phone Numbers

A List of Credit Bureau Phone Numbers For Consumers

Having all three credit bureau phone numbers is a good idea because you never know when you might need to contact them to obtain information from your credit report or report an attempt at fraud on your account.

All three of these agencies are adamant about protecting your personal information so they will require certain pieces of identifying information prior to giving you any information at all. If you cannot verify the information they have in your file, your request may be delayed until you can prove who you are. One reason that your request may be delayed would be if you have recently moved and the credit bureau does not have your new address and phone number. They may ask you to send them a utility bill or a statement from your landlord before they will release any information to you.

Credit Bureau Phone Numbers List

Experian’s address is P.O. Box 9595 Allen, Texas 75013-9595. Their toll-free number is 1-888-397-3742. Experian offers their members the ability to check their credit report 24/7, get a free credit score from all three bureaus once a year, identity theft protection and fraud alerts by email or mobile phone. Everyone is entitled to one free report every year. If you are not eligible for a free report, Experian charges a fee of about $10 for a copy of your report. When contacting Experian to order a credit report, be prepared to provide the following information:

First, middle and last name
Current address
Previous addresses for the last five years
Social security number
Date of birth
Spouse’s name

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Equifax’s address is P.O. Box 740241 Atlanta, Georgia 30374-0241. Their toll-free number is 1-800-685-1111. Equifax provides daily monitoring with alerts to any changes in your report, unlimited access to your Equifax credit score and identity theft insurance. As with Experian, if you are not entitled to a free report, Equifax will charge about $10 for a copy of your report. Be prepared to provide:

First, middle and last name
Current address
Previous addresses for past two years
Social security number

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TransUnion’s address is P.O. Box 1000 Chester, Pennsylvania 19022. Their toll-free number is 1-800-888-4213. TransUnion gives members 24/7 email alerts that inform you of suspicious activity, be protected from identity theft and have access to your credit score 24/7. Again, if you are not entitled to a free credit report, you will be asked to pay $10 for a copy of your report. Have the following information available when calling TransUnion:

First, middle and last name
Current address
Previous addresses for the past two years
Social security number
Date of birth
Current employer
Phone number

Now that you have a list of credit bureau phone numbers, you have yet another way to monitor your credit and get your questions answered. Most of the time, you can get answers to your questions on their official websites, but there are times when you may need to call the credit bureaus as well. Always make sure that you keep all three credit bureaus informed of all of your current contact information.